Investment Risk Profile

01. What is your key investment objective?

To protect principal amount of investments and earn steady stream of interest income

To preserve capital or real value of investments

To achieve growth through a balance between interest income and capital gain over a medium term period

To achieve significant growth or capital appreciation over the medium to long term period

02. What portion of your funds can be placed in medium or long term investments, i.e., more than 3 years?

10% to 30%

40% to 60%

70% to 80%

90% to 100%

03. Do you have regular liquidity requirements?

I need to withdraw regular income from my investments and may use a portion of the principal in the short term

I do not need to withdraw regular income from my investments nor do I see the immediate need to use any portion of the principal in the short term

I have other sources of liquidity and do not see a real need to use funds for the next 5 to 10 years

I have other sources of liquidity and do not see a real need to use funds for the next 10 years

04. What is your knowledge and experience on investments?

Minimal. I know bank deposits, Government bonds, and money market placements

Low. Outside deposits and short term government securities, I have experience investing in money market funds such as corporate bonds and fixed income bonds

Medium. I have experience investing in mutual funds, UITFs, foreign currencies and direct investment in listed stocks and bonds

High. I have an extensive experience in investing and have a broad understanding of the domestic and global capital markets in general.

05. How many years of experience have you had investing in securities, either directly or through a fund manager?

1 year or less

More than 1 year up to 5 years

More than 5 years up to 10 years

More than 10 years

06. What is your tolerance for risk?

I accept steady and minimal returns without any fluctuation in the principal amount of my investments

I accept minimal fluctuations in the principal amounts of my investments for commensurate returns

I accept a fair amount of fluctuation in the principal amount of my investments in order to achieve above average returns and capital growth over the medium term

I am prepared for a high degree of volatility and possibly losses for certain periods in the principal amount of my investment in order to achieve high returns or capital growth over a period of 5 years or more

07. If the value of your portfolio decreased by 20% in one year, how would you react?

I will be very concerned and will immediately put my investment back to cash (i.e. in the form of deposits and/or short term government securities)

I will be very concerned and will find safer investment outlets, which are not necessarily cash

I will be concerned and will review the aggressiveness of my portfolio

I will NOT be concerned about the short-term fluctuation of certain investments in my portfolio

08. What is your average net worth for the last 2 years?

10 Lakhs and below

Over 10 Lakhs up to 50 Lakhs

Over 50 Lakhs up to 1 Crore

Over 1 Crore

Investment Risk Profile

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